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Catastophic Plans

Questions answered

Catastrophic plans are offered in the Individual Marketplace and cover EHB. They provide affordable coverage options for young adults and people for whom coverage would otherwise be unaffordable.  

Catastrophic plan enrollees pay higher deductibles than enrollees in bronze, silver, gold, or platinum plans.  However, catastrophic plans have several benefits:

  • Lower premiums on average than bronze, silver, gold, or platinum plans
  • Protection against out-of-pocket costs above $6,350 for an individual and $12,700 for a family
  • Coverage of recommended preventive services without cost sharing

Eligibility for catastrophic plans is limited to:

  • Individuals under age 30
  • Individuals who otherwise do not have an affordable coverage option, or who otherwise qualify for a hardship exemption to the minimum essential coverage rule
  • Premium Advanced Tax Credits and Cost sharing is not available with this plan.

Next Topic: Actuarial Value

Agents and Brokers are required to be trained to assist consumers with the application and decision making process. Using an Agent to enroll in a ObamaCare Health Plan will be the primary choice of many americans. After all agents have the inside track on companies and their promptness to handle claims and pay benefits in atimely fashion.

Our Agents are available 7 days a week.

We offer a free consultation which entails speaking one on one with a knowledgable Agent that has been state licensed and trained to answer your questions.

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*ExploreObamacare.com is not affiliated with any government agency. All information provided is for informational purposes only and no guarantee of the accuracy is hereby implied. The information was the product of researching the Affordable Care Act Bill and is subject to change.
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